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How to Become a Homeowner, Even With Little Income Mortgage Masters Group The other day, a banker wanted to know if I owned a home; I told her, "No, I am a homebuyer." She then stated, "I am showing that you have a home loan, so you are a homeowner." "Because I have a mortgage is exactly why I am not a homeowner; the bank is the homeowner.". Savionaires, as you weather this recession storm, you may want to review how you look at homeownership.Florida DUI Deaths | BAC Home Mortgage The highest percentage of DUI offenders belong to the age group of 18-24. Non-fatal accidents can be costly and cause serious bodily damage and/or property damage. The average BAC Level among fatally injured drinking drivers is 0.16%. Return from DUI Arrest to Home page.