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The NFIP is a government-run program that has long been the dominant way to buy flood insurance. Florida accounts for about 40 percent of its policies. Robin Sollie, head of the Tampa Bay Beaches.
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There is a simple fact that many people in the Tampa, Florida area don’t realize when they buy their home insurance policies: without flood insurance, Tampa residents are at risk of damage and loss to their dwelling because flood is not a covered peril in a home insurance policy. Maybe you’re in what is considered a "low-risk" area and are not required to carry by your mortgage company.
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Getting home loans in South Florida is relatively easy for qualified buyers, but decaying standards may pose systemic threats. If you’re looking to buy a home in the Sunshine State, it’s important to check and monitor mortgage rates specific to the state of Florida. Current mortgage rates in Florida are 3.96% for a 30.
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