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Other lenders’ terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria.

The information provided here will help you plan and prepare for the process. feel free to call us with any questions . Mortgage disclosure forms that are easier to understand (effective October 2015) Enhanced protections for mortgage borrowers (effective january 2014) Your rights when you have a mortgage and what happens if you have trouble.