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Your refinance rate is also affected by your credit score, amount of home equity, debt-to-income ratio and the length of the loan.You can also buy a lower rate by paying for discount points. Rates and fees also vary from lender to lender, so you want to be sure to shop around when refinancing a mortgage to be sure to get the best deal.
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Use LendingTree’s marketplace to get mortgage refinance quotes and check out our list of the best mortgage lenders for refinancing. Gather your documentation and apply for a loan. Have your asset, debt, employment and income paperwork ready and fill out a refinance application with two or three lenders.
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