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Quick Quote – American Liberty Mortgage, Inc. – Orlando, Florida At NerdWallet, we strive to help you make financial. Homebuyers have the option to seek prequalification or preapproval by a mortgage lender. Prequalification is a quick screening – the lender asks.

mortgage mortgage (mrgj) n. 1. A loan for the purchase of real property, secured by a lien on the property. 2. The document specifying the terms and conditions of the repayment of such a loan. 3. The repayment obligation associated with such a loan: a family who cannot afford their mortgage. 4. The right.