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Think The Housing Market Has Recovered? Think Again All of this makes one wonder when the next housing market crash will take place. Home prices can only go up for long before they drop again, right? Well, the answer to that age-old question might not be as elusive as you think. The real estate market apparently moves in cycles that some economists think can be predicted to a relatively high.

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Check today’s rates on a 3% down payment conventional mortgage. Now that conventional 3% down loans are a reality, buyers have a real alternative to FHA. While the FHA loan has its benefits, it comes with high upfront fees and permanent mortgage insurance. The new conventional 97% LTV program is a safer bet for the future, requiring no.

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