Airbnb Rentals Make Mortgage Refinancing Easier – Brite Homes Florida

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A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly.. Can Airbnb Wreck Your Refinance Mortgage?. Home Rentals And Your.

Airbnb hosts, here’s one more way renting out your spare bedroom can give you extra cash. U.S. hosts are now able to include Airbnb income when refinancing their home mortgage loan with participating lenders Better Mortgage, Citizens Bank and Quicken Loans thanks to an initiative between Airbnb and Fannie Mae. Read on to find out how it works, benefits of the partnership versus other lenders and what you need to do if you’re considering refinancing your mortgage.

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If you’re a homeowner and you’re renting out rooms through AirBnb, congrats!You can now use that AirBnb income to refinance your mortgage. Fannie Mae now allows borrowers to use Airbnb rental income as part of the income qualification to refinance their home loans.

It’s the age of the "gig economy." Today’s technology gives everyone the opportunity to be mini entrepreneurs-whether it’s driving for Uber, delivering groceries for Shipt, or renting out your home on Airbnb. And if Airbnb is your gig, then you’re in luck. Earlier this year, Fannie Mae launched a mortgage refinance pilot program for

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When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.